Consumer Disclosures

Fast Auto & Payday Loans, Inc. promotes the informed use of consumer credit by rigidly adhering to federal and state regulations requiring disclosures about interest rates, rollover limits, fees, charges and terms. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their payday loan as required by federal and state Law.
Submitting your inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Fast Auto & Payday Loans, Inc. customer service representative will call you to discuss your loan needs.
As noted above, federal and state law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Fast Auto & Payday Loans, Inc.at the location before you sign any agreement. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Fast Auto & Payday Loans, Inc.
Should an unexpected emergency arise which prevents you from making a payment pursuant to the terms of your agreement, representatives at Fast Auto & Payday Loans, Inc. are trained to work with you to bring your account back into good standing. Additional charges may also apply.
Refinances are permitted. Check your agreement for all terms and conditions.
There exists a common misconception that a poor credit history may result in a higher interest rate for payday loans. With Fast Auto & Payday Loans, Inc. in most cases your credit score does not affect the interest rate, fees or charges determined for a payday loan. Laws vary from state to state on this issue. Please speak with a branch representative for more information on whether a credit check is required to obtain a payday loan in your state.
Fast Auto & Payday Loans, Inc. undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. Fast Auto & Payday Loans, Inc. follows all applicable laws, rules and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:
  • Contacting consumers by telephone before 8 a.m. or after 9 p.m.
  • Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at anytime.
  • Collecting debt through deception or misrepresentation.
  • Threatening legal recourse when no legal action is intended.

Non-Discrimination Policy: In accordance with federal law, this institution prohibits and does not tolerate discrimination towards applicants, prospective applicants, individuals with whom an applicant is affiliated, or customers on the basis of race, color, religion, national origin, sex, age, marital status, public-assistance status, exercise of rights under the Consumer Credit Protection Act, or other protected classification. This policy applies throughout the loan process, from prequalification to application, underwriting, closing, funding and servicing. For more information, please call the Compliance Department at 770.552.9840.

Fast Auto and Payday Loans Storefront

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan. It doesn’t matter what has left you in need of cash.

We also welcome all credit, so fill out our online request form and get started now!