Title Loan FAQs

A title loan is a loan using a vehicle title as collateral for that loan. Our loan representatives can assist you with detailed information. Title loans are designed to help with short-term cash flow issues and are not designed for addressing long-term financial problems.
Please look at your loan agreement for all loan terms and fees. Your loan representative will go through all loan terms and fees with you before you sign the loan agreement.
All you need is your vehicle, the title, and photo ID. Fast Auto & Payday Loans, Inc. makes the title loan process convenient and hassle-free, unlike our competitors. We are committed to providing all our clients with unsurpassed customer service. The process is simple:
  • Bring your vehicle and the required items to a Fast Auto & Payday Loans, Inc. location
  • Fill out the paperwork while store representative perform a quick vehicle inspection.
  • Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
  • Once approved, you will receive the cash you need and keep driving your vehicle. This process can take as little as 30 minutes.
No! You do not need a checking account to qualify for a title loan at Fast Auto & Payday Loans, Inc.
For most title loan amounts, any credit is welcome. Fast Auto & Payday Loans, Inc. is committed to helping you get the cash you need.
You do not need a driver's license, but you do need a valid state-issued photo ID.
At Fast Auto & Payday Loans, Inc. we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
In California, you must be at least 18 years of age to qualify for a title loan.
Yes! In California you keep your car when you take out a title loan.
Fast Auto & Payday Loans, Inc. DOES NOT report to credit agencies if you default.
The Fast Auto & Payday Loans, Inc. website has a locator which helps you find the nearest location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan with Fast Auto & Payday Loans, Inc. you need to have a clear or lien-free car title.
You can get started by submitting the online request form on this page your basic information, after which you will be contacted by a friendly Fast Auto & Payday Loans, Inc. store representative who will explain the approval process. You will then complete the process in person at their Fast Auto & Payday Loans, Inc. location.
Your title loan amount depends on the value of your vehicle and ability to repay the loan. The range of cash you can receive is between $2,501 and $15,000.
To get a title loan with Fast Auto & Title Loans, Inc. you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to requesting a title loan.
Title loan terms and frequency may vary. Please check with a store representative at your local Fast Auto & Payday Loans, Inc. location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one our Fast Auto & Payday Loans, Inc. locations, it could take as little as 30 minutes to be approved and leave with your cash and car.
FastAutoandPaydayLoans Store Image

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Auto and Payday Loans has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!